Plan ahead with our advanced calculator based on projected post-TCJA tax brackets and standard deductions.
Enter your details to generate your tax liability report.
Estimated federal tax burden & net income.
The Tax Cuts and Jobs Act (TCJA) of 2017 is set to expire at the end of 2025. Unless Congress acts, tax brackets will revert to their 2017 levels, adjusted for inflation. This calculator helps you plan for that potential shift.
The U.S. operates on a progressive tax system. This means you don't pay one single rate on all your money. Instead, your income is sliced into chunks, and each chunk is taxed at a specific rate.
Your marginal rate is the tax percentage applied to the very last dollar you earned (your highest bracket). Your effective rate is the actual percentage of your total income that goes to the IRS after blending all the lower brackets together.
No, this calculator currently estimates Federal Income Tax only. State taxes vary wildly from 0% (like Texas or Florida) to over 13% (like California).
If Congress extends the tax cuts, your 2026 taxes will likely look very similar to your 2025 taxes. This calculator assumes the current law (expiration) takes effect.